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The Consumer Financial Protection Bureau recently announced new regulations for the rapidly expanding buy now, pay later industry. This “interpretive rule” stipulates that BNPL lenders must adhere to the same federal protections as traditional credit card providers under the Truth in Lending Act. This move comes as a response to the industry’s exponential growth, dominated
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The real estate market experienced a setback in April as sales of previously owned homes fell by 1.9% from the previous month, totaling 4.14 million units. This decline came as a surprise following the forecast of a slight gain in sales. The drop was also evident when compared to April of the previous year, marking
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British regulators have handed down a hefty fine of £61.6 million to U.S. investment bank Citi for its failures in trading systems and controls. This significant penalty was imposed by both the Prudential Regulation Authority and the Financial Conduct Authority following an investigation that focused on the period between April 1, 2018, and May 31,
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The Biden administration recently announced the forgiveness of $7.7 billion in student loans for over 160,000 borrowers. This move is part of the U.S. Department of Education’s efforts to enhance its income-driven repayment plans and Public Service Loan Forgiveness program. Education Secretary Miguel Cardona emphasized the administration’s commitment to providing relief to millions of students
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Xpeng, a Chinese electric car company, experienced a significant increase in its shares following the release of positive financial results for the first quarter. The company reported a notable improvement in its profit margin, with a rise of 5.5% compared to the previous quarter’s negative 2.5%. This increase in profit margin indicates a higher level
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Lawmakers in the US are considering implementing federal children’s savings accounts through the 401Kids Savings Act. The proposal suggests creating savings accounts for all newborns with federal contributions for low- and moderate-income families falling under specific income thresholds. Current Status As of now, children’s savings accounts are operational in seven states nationwide. By the end
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