The National Student Clearinghouse Research Center has reported that the number of students who started college but then withdrew has been increasing, with over 40 million students currently unenrolled. First-generation college students, minorities, and low-income students are more likely to consider leaving college due to various factors such as financial concerns, loss of motivation, or
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In recent times, the concept of “quiet luxury” has made a comeback under a new guise known as old money style. Previously, the quiet luxury trend gained traction after Gwyneth Paltrow’s ski accident trial in March, resonating with consumers even amidst financial challenges. The onset of the new year introduced “loud budgeting” as a counterpoint,
As the April 15 federal tax deadline quickly approaches, taxpayers are reminded to be vigilant against potential scams that aim to steal personal and financial information. In the past year alone, the IRS received over 294,000 complaints of identity theft, resulting in more than $5.5 billion in tax fraud. Despite the ongoing efforts of the
The Powerball jackpot has reached an exciting $1 billion, making it the fifth-largest prize in the game’s history. For anyone lucky enough to match all six numbers, there are two payout options available: a lump sum of $483.8 million or annuitized payments totaling $1 billion. It is important to note that both of these amounts
As the cost of attending college continues to rise, many students and families are facing significant financial challenges when it comes to getting a higher education. In light of these difficulties, some colleges are taking steps to make higher education more accessible to students from all economic backgrounds. For example, Vanderbilt University recently announced an
In the realm of personal finance, budgeting is often met with disdain by many Americans. The mere mention of the word can elicit feelings of dread and overwhelm. Winnie Sun, co-founder of Sun Group Wealth Partners, describes it as akin to being told to go on a diet. This negative perception is further evidenced by
In recent times, what was once considered a simple gesture of appreciation has transformed into a potential source of annoyance for consumers. The rapid surge of tipping culture post-pandemic has led to an increase in opportunities for tipping across a wide range of services, a trend now commonly referred to as “tip creep.” Surveys conducted
With the influx of high-tech features in new cars, there is a growing concern about driver privacy, as highlighted by Ivan Drury, the director of insights at Edmunds. These new features, ranging from operating systems to navigation systems and remote unlock capabilities, heavily rely on data collection. This data can be gathered through various means,
As the federal tax deadline approaches, it is crucial to take advantage of any last-minute tax-saving opportunities available. One option to consider is making a pretax individual retirement account (IRA) contribution. This can help reduce your adjusted gross income and potentially lower your tax liability. With a deadline of April 15 for 2023 deposits, you
In a recent survey conducted by job site Monster, 95% of Americans expressed their intention to seek a new job in the upcoming year. The main driving factor behind this decision for 45% of respondents was the desire for a higher income. While it is true that switching jobs can lead to more rapid salary