Housing constitutes a significant expense for consumers in the United States, yet high rents and home prices are not the only obstacles preventing potential homebuyers from saving money. Another major roadblock is access to affordable credit. An alarming statistic reveals that approximately 50 million Americans are considered “credit invisible,” as reported by the Office of
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Federal Reserve Governor Christopher Waller recently stated that interest rate cuts are likely to happen soon, provided there are no major surprises regarding inflation and employment. Waller believes that the current economic data support achieving a soft landing, and he will closely monitor the data in the coming months to strengthen this viewpoint. While he
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The 2025 Cadillac Escalade V-Series is set to revolutionize the luxury SUV market with a host of new upgrades and enhancements. Building on its legacy of bold American craftsmanship, technology, and performance, this flagship SUV is raising the bar once again with a standard 55-inch diagonal display, an “executive package” for the second row, and
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ASML, the Dutch semiconductor manufacturing equipment firm, has reported second-quarter earnings and sales that exceeded forecasts. The company’s net sales of 6.24 billion euros ($6.8 billion) surpassed the expected 6.03 billion euros, while net profit reached 1.58 billion euros compared to the anticipated 1.43 billion euros. Despite a 9.5% year-on-year decrease in net sales and
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In the past week, mortgage rates hit the lowest level since March, leading to a significant increase in demand for refinancing. Applications to refinance a home loan rose by 15%, reaching the highest level since August 2022. This surge in demand was 37% higher compared to the same week last year, despite mortgage rates remaining
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The International Monetary Fund recently issued a warning regarding the escalating risks of inflation, signaling a potential obstacle to multiple interest rate cuts by the Federal Reserve in the current year. According to the IMF’s World Economic Outlook update, there has been a noticeable slowdown in global disinflation momentum, indicating challenges ahead. The report specifically
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